Dear Rusty: I have been working somewhat consistently since commencing my Social Security benefit income. I’ve been collecting since my full benefit age of 66, approximately. I’m now 81, and customarily, in about October of each calendar year, Social Security notifies me of additional benefits from my additional work. Not this year.
I earned some $18,000$19,000 in 2025. SS advised I did not meet some 35-year formula. I thought that formula just applied to the original benefit calculation. Otherwise, one seems cheated given the SS taxes paid on income received after applying for benefits without any consideration for that income. Please advise me.
Signed: Feeling Cheated
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